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The 5-Year Cost to Own equation is complex and includes things like insurance, fuel economy and interest rates, although the biggest driver remains depreciation.

What your vehicle is worth in resale over the long run will have a big impact on your overall costs. While many vehicles may compare favorably to the competition on initial purchase price, varying rates of depreciation result from not only the individual model’s desirability in the resale market, but also the brand’s reputation.

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