Don't Make These 10 Mistakes When You Buy A Car!

Buying a car? Bought a car? Recently? Going to a dinner party soon and you want to look knowledgeable?

If that's the case, you will definitely want to take a look at this. Buying a car is one of the most important investments that consumers make, so you have to keep in mind that you NEED to do it right. Either leaving money on the table or finding out that a car is not really for you after six months of ownership is not the path you want to take -- especially if you plan on keeping it for 10 years.

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Walking onto a car lot can feel like a train wreck in slow motion: At every turn you get a little more derailed, until finally you're off the tracks entirely and the dealership has what it wants: your entire bank account.

Part of the problem is the sheer number of variables involved in negotiating the sale: the price, the options, the financing, the monthly payment, maybe a trade-in. You should methodically research and consider every conceivable scenario before setting foot on a dealer's lot. Otherwise, dealers will do everything they can to tilt the transaction in their favor...

[Source: MSN Autos]

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Whelan - 12/6/2010 1:15:03 PM

+2 Boost

I agree with most of what the article says except for the portion on payment. I think payment is a really important factor and with some knowledge on hand you can go in already knowing what you are going to pay for a car or willing to pay. I have had people walk into the dealer when I used to work there and want to pay $300 a month for a $30,000 car. I would show them simple math on a pad and paper what the equates to sans interest and other incurred fees and they would think I was belittling them. People just don't grasp simple concepts sometimes.

I realize both the dealer and you need to feel comfortable with the deal, so I do not go in fighting and arguing, it's not worth it. I do all my deals over the phone and email. I want to drive it, tell you want I want to pay a month and if you can't do it, I move on. Simple and easy.

thstone - 12/6/2010 1:32:27 PM

+1 Boost

I'd add that you should be ready and willing to walk out on the deal when the dealer offers less than wholesale or trade-in blue book for your old car. Don't simply say that you'll sell it yourself and do the dealers job for him. Dealers have to learn that taking a trade for a decent price is the only way that you'll do business.