Nissan's GT-R Tops Most Expensive Cars To Insure List In US

The most expensive 2015-model vehicle to insure in the U.S. is Nissan Motor Co.’s 600-horsepower, $150,000 GT-R Nismo, at an average $3,574 a year, Insure.com said Tuesday. The 621-horsepower Mercedes-Benz SL65 AMG convertible and the 645-horsepower Dodge SRT Viper held the next two spots.

Expensive vehicles cost more to repair and “the people who buy the cars that are made for speed are going to want to try them out sometime,” Penny Gusner, an analyst at the information website, said in a telephone interview. “The likelihood of them having a more severe crash compared to the soccer mom driving 35 miles an hour in the neighborhood is a lot higher.”

The rankings are based on national averages for 1,522 models, for a 40-year-old man with a clean driving record and good credit. Prices were from six large insurers: Allstate, Farmers, Geico, Nationwide, Progressive and State Farm.

222max - 3/18/2015 11:18:03 AM

+2 Boost

Not surprised considering the way too many idiots tend to drive the thing.

Car4Life - 3/18/2015 1:50:39 PM

+2 Boost

true, gotta say those GTR acceleration reaction videos are classic though, the average person going from stand still to 60 mph faster than they can say their name is pretty addicting

admittedly when i test drove one, I was in fact converted to an idiot in about 2.5 seconds...

TheSteve - 3/18/2015 12:24:21 PM

+1 Boost

Interesting, considering (according to one web link) "...the average yearly Rolls-Royce premium is around $2,800...". A 2015 Rolls Royce Ghost starts at $286,750 (MSRP), almost double the price of a GT-R.

As 222max said above, the vehicles' drivers make all the difference with respect to insurance risk.

Sciros - 3/18/2015 10:55:50 PM

+1 Boost

Yeah it's because the GT-R is bought by people who definitely privilege SPEED and general performance over anything else. Clearly. This car is not a cruiser or grand tourer by any stretch and few would treat it as such.

I wonder about other "obviously built just for speed" cars like Hellcats and Shelby Mustangs.

As an aside, insurance for the Stingray was surprisingly low. Guess I have the many older, more conservative (driving-wise) Vette owners over the years to thank for it.

jeffgall - 3/19/2015 6:55:27 AM

0 Boost

Can of speak for a Shelby, but my Mustang GT vert costs a little less to insure compared to my A6

skytop - 3/19/2015 4:12:56 PM

+1 Boost

My heart bleeds for the spoiled brats driving the GT-R that have to pay dearly for their high speed addiction. Boo-hoo.

monopoly1 - 3/19/2015 9:38:44 PM

+1 Boost

A $3,574 yearly insurance fee is a mere pittance for the lucky few who can actually afford to purchase the GT-R, so this article is really much ado about nothing.