Nissan’s GT-R Continues To Command The Most Outrageous Insurance Rates In The US

Owning a luxury or sports car might be a reason to be proud, but there are times when you might regret for a fleeting moment the purchase. One such moment would be when hitting the bank with the insurance premium.

The US auto market is thriving, with forecasters racing to claim 2015 could be one of the top three years in terms of overall deliveries, passing the 17 million units mark. Part of the rapid advancement pace of the auto sales in the US is coming from the myriad of choices customers now have – every single class of vehicles has been subdivided into many more and new ones are still popping up. Naturally, massive choice means buyers will have something for their every desire – which could impact in unsuspected ways certain aspects of our financial status. This means that choosing a new vehicle will make you wonder about numerous aspects – and one crucial factor might be the insurance costs. That means a top of the most expensive rides in terms of insurance might help – either in swaying away from those models or at least knowing from the start their impact.
 

MDarringer - 6/30/2015 3:08:31 PM

+1 Boost

Largely because it is driven by import tuner dweebs with b@lls bigger than their brains. I saw a kid (20) throw one into a guard rail because he had a fast car but did not know how to drive a fast car fast.

ATrain - 6/30/2015 10:53:10 PM

+1 Boost

Matt, that is such an important point. Driver's ed is nothing more than learning how to turn the ignition key, when there is one. With the cost of bhp coming down like a rock, I'm surprised there hasn't been a bill anywhere to turn driver's ed into genuine education about car handling in the US.

Even more surprising is the fact that no one is incentivizing people for taking proper driving lessons.

Speed doesn't kill, it's merely a component in the process. Lack of focus, poor understanding of the laws of physics as they apply to automobiles and inability to use vision properly on the other hand...

MDarringer - 7/1/2015 10:03:22 AM

0 Boost

I go to a performance driving school once a year. It's expensive yes, but I know how to drive a fast car fast.

pcar4evr - 7/1/2015 2:07:39 AM

+2 Boost

As a past owner of a R8 V10 spyder that was involved in an accident, I can understand why that car is on the list. Got hit in the rear at <10 mph. Result: $45K in damages for the insurance company to choke on.

MDarringer - 7/1/2015 10:07:42 AM

0 Boost

That's with ALL expensive cars, so not really a valid explanation. The GTR likely has a higher incident rate based on the hooligans among the owners who jackbutt around and make claims which in turn causes the basic rate on the car to be higher. The kid that killed his GTR got his claim denied by his insurance because they classified the conditions under which he was driving as "racing", so daddy bought junior another GTR and then b!tched about how much the insurance had gone up.