Tesla pissed many people by penalizing driving after 10 pm with its Safety Score algorithm that influences user insurance premiums. A new study shows that the most dangerous times to drive in the U.S. are different than what Tesla thinks. This can result in an inaccurate risk assessment for Tesla owners who rely on Tesla insurance.
Tesla has traditionally used Safety Score to determine how much every Tesla owner should pay for insurance based on their driving habits. With Safety Score 1.2 version, owners noticed that driving after 10 pm would significantly affect their score and, subsequently, their insurance premiums. This has caused a backlash because 10 pm is an hour many people drive home from work or shopping. The penalty for those driving after 10 pm was significant.
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